This is the latest addition to our current blog site. The purpose of this blog is to review the performance of the all of the Actively Managed Funds from all of the dominant life providers operating within the Irish market. For the majority of individuals your pension pots will be controlled by one of the below companies if not a combination of a few of them. As mentioned previously it is extremely important to keep on top of your Pension and more importantly constantly review its progress.

 

* Source: Invesco Corporate Pensions Monthly Fund Performance Update 31 October 2013

 

The above graph illustrates the actively managed fund returns from 1 month to 10 years.  The reason that I have chosen this specific graph for comparison reasons is based on the fact that these funds are actively managed by relevant fund managers. The funds have assets allocated in a combination of equities, bonds, commodities and cash as well as alternative assets in some cases. The figures should reflect the relevant fund managers market performance and should to some extent reflect how in tune he/she is the market trends and how well he/she was able to minimise risk when market conditions changed.

If we look at the above graph in terms of a Pension lifecycle the 10 year performance would be the return that stands out to me and you can see each provider ranked accordingly. As you can see there have been some pretty impressive returns if you were invested with Zurich Life / Standard Life / Canada Life averaging 6.6% p.a. If  however you are located at the other end of the spectrum returns can be quite poor and this is why I would urge individuals to meet with their relevant financial advisor’s and assess where your money is located and if it is working for you.