What loan-to-income (LTI) restrictions on residential mortgage lending is the Central Bank introducing? A LTI limit of 3.5 times gross annual income applies to all new lending for principal-dwelling homes (PDH) purposes. This limit should be exceeded by no more than 20 per cent of the euro value of all housing loans for PDH […]

So whats happening to our friends over in Greece? A country once known for its white sandy beaches and beautiful islands has begun grabbing headlines for different reasons over the last week, we take a brief look at what exactly is going on;   Alexis Tsipras has become the new Greek Prime Minister. He stands […]

JAN 19, 2015 5:00 AM EST      www.Bloomberg.com The actions that the European Central Bank will finally announce this week won’t give the continent the boost it needs. That’s for several reasons, but the main one hasn’t changed: The European Union’s system of economic governance is broken. What’s remarkable is that Europe’s governments haven’t […]

For The majority of individuals retirement planning is something that is put on the long finger. As an adviser you hear every excuse imaginable in relation as to why an individual doesn’t need to plan for retirement. Typically if you are not already planning for retirement you will fall into one of the below excuse […]

Are you fed up waiting for your fund to change direction? If you find yourself in a situation where your fund charges are outweighing your returns then the below might be of interest to you. While deposit accounts used to provide individuals a guaranteed steady growth rate on their savings we no longer have that […]

  7 years doesn’t seem like a long time but upon reading headlines it’s long enough for Ireland to forget about the pain we have experienced through property. Last year we saw property prices rise by 16.3%, albeit from a very low base and the majority of the growth seen in Dublin according to recent […]

With the New year comes plenty of New Years resolutions, and usually the majority of them tend to be quite self centered; start going to the gym, start eating healthy, stop smoking and the list goes on. It is important to make resolution sto protect the people that mean the most to you. Unfortunately as […]