With the New year comes plenty of New Years resolutions, and usually the majority of them tend to be quite self centered; start going to the gym, start eating healthy, stop smoking and the list goes on. It is important to make resolution sto protect the people that mean the most to you. Unfortunately as we all know only too well, it is impossible to predict the future unless of course you have a crystal ball, so for the majority of us we will all face unexpected events throughout the course of our lives but the big question is ‘Are you protected from them?’

Make a resolution with a difference this year!